Privacy Policy

Privacy Policy for STK Credit Private Limited – InPrime XPress Mobile App

STK Credit Private Limited (“STK Credit,” “we,” “us,” or “our”) is committed to safeguarding the privacy of its users. This Privacy Policy outlines the types of information collected through the InPrime XPress Mobile App (“App”) and how that information is used, stored, and protected. This policy applies exclusively to the use of the App by internal staff for customer onboarding purposes.

Information We Collect

  1. User Information:
    • Personal Information: To facilitate customer onboarding, the App may collect personal information such as names, addresses, contact details, identification numbers, and other relevant information required for lending processes.
    • Device Information: We may collect device-specific information (such as the device model, operating system, and unique device identifiers) for diagnostic and analytical purposes.
  1. Usage Information:
    • Transaction Details: The App may record and store transaction details, including but not limited to loan application history, approval status, and disbursement details.
    • App Usage Data: We collect information about how users interact with the App, including navigation paths, features accessed, and time spent within the application.

How We Use the Information

We use the collected information for the following purposes:

    • Customer Onboarding: To facilitate the onboarding of customers for lending products and services.
    • Transaction Processing: To process and manage loan applications, approvals, and disbursements.
    • Improving App Functionality: To analyze usage patterns and enhance the functionality and user experience of the InPrime XPress App.
    • Security: To maintain the security and integrity of user data through appropriate measures.

Data Security

STK Credit is committed to ensuring the security of user data. We implement reasonable security measures to protect against unauthorized access, alteration, disclosure, or destruction of data.

Information Sharing

We do not sell, trade, or otherwise transfer user information to external parties. Information may be shared within STK Credit for internal purposes only, and access is restricted to authorized personnel involved in the lending process.

Data Retention

We retain user data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Consent

By using the InPrime XPress Mobile App, users consent to the collection, use, and storage of their information as described in this Privacy Policy.

Updates to the Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.

Users are encouraged to review this policy periodically.

Contact Information

If you have any questions or concerns regarding this Privacy Policy or the use of the InPrime XPress App, please contact us at info@inprime.in