Blogs

Ina remote village in Channapattna Taluk, Karnataka, Ratnamma’s eyes filled with pride. She enthusiastically waves her smartphone at her husband and says, “Look at my score, it’s higher than yours!” a moment of empowerment enabled by the InPrime Credit-O-Meter. Delivered via...

At InPrime, our mission has always been to redefine how credit is accessed, managed, and delivered to informal segments. In 2024, we achieved remarkable milestones that reflected our commitment to empowering businesses and households. From reaching our fastest ₹1 Cr disbursement...

At InPrime, our mission has always been to create a seamless and impactful financial ecosystem for underserved segments. We took a significant step toward fulfilling this mission by expanding our operations into Uttar Pradesh and Rajasthan, marking our entry into North India. This expansion...

The lending business in India is reeling under rising delinquency rates and heightened credit risks, but InPrime Finserv continues to demonstrate resilience and excellence. Over the past three quarters, delinquencies in unsecured loans — including Microfinance, small-ticket personal loans, digital loans, and...

Micro-entrepreneurs’ Life: Ambition Meets Roadblocks Shyam runs a popular breakfast joint tucked in a buzzing Bangalore street. His shop opens early 6 AM in the morning and runs till he feeds all customers around 11 PM at night, his regulars...

Navigating Changes in Karnataka’s Lending Landscape On February 12, 2025, Karnataka introduced the Micro Loan and Small Loan (Prevention of Coercive Actions) Ordinance to protect borrowers from aggressive and unfair loan recovery methods. While this law aims to shield vulnerable groups like...

Over the last 12 months, we’ve launched three loan products tailored to distinct customer segments supported by in-house platforms, integrations like Account Aggregator and eNACH, and real-time visibility across our operations. We’ve rolled out 15 upgrades to our technology stack, enabling...

The Lending Landscape Is Shifting India’s lending industry — especially in the informal economy — is in the middle of a deep transformation. A convergence of economic slowdown, active government intervention, and regulatory recalibration is redrawing the field. At the...

My EMI date passed — I got a reminder SMS, but I wasn’t sure how to pay. I tried calling the customer care number, went through four IVR options, but never got to speak to anyone. Then I called my...

AtInPrime, we believe technology should amplify human potential, not replace it. For millions of entrepreneurs in India’s informal economy, every loan decision, repayment, and conversation carries a story. Behind each number is context, emotion, and effort. Our AI systems are...

The Shockwave: When Rumors Became Reality Inthe last week of January 2025, anxiety rippled through Karnataka’s lending ecosystem. Rumors of an imminent state ordinance — intended to curb coercive and unethical lending practices — triggered confusion and panic across the...

Humble Beginnings In June 2023, when InPrime began its journey, we added just one customer after meeting and underwriting more than a hundred. It was a humbling experience for a team that prided itself on deep expertise in lending to...